We at First Indemnity of America Insurance Company (FIA) take great pride in our more than 65 years’ worth of combined experience and high limits of authority, as well as the quick response time, large single limits, and creative underwriting that comes with it.  Starting in 1979, we aim to look beyond the traditional “Three C’s” of underwriting when we evaluate a submission.  We look at each submission on its own merits and are not handcuffed by the inflexible formulas you will find at other carriers.  We take great effort to really get to know our clients, on a personal level as well as a business one.  Because of this, we are able to look past the raw numbers of a business to its character and the character of the people who stand behind it.

Back in 1979, FIA started with providing surety within the State of New Jersey.  Since then, we have grown to include Delaware, Georgia, North Carolina, Maryland, Oklahoma, Pennsylvania, Texas, and West Virginia to our ever-expanding list of coverage.  In New Jersey, we were known for being one of the leading independent writers for surety, and even though our company has expanded greatly, we still hold to that standard as a leading independent writer of surety for all the Northeast. 

While we may have started with providing surety for small and medium sized contractors in New Jersey and its surrounding States, we have since expanded our scope to include any and all surety needs, including bond limits as well as bond categories.  Fueled by our passionate belief in the American dream that hard work and responsibility leads to success, we have created an underwriting philosophy centered around our desire to do everything possible to help our clients.

As an "A" rated company (Demotec, Inc.), FIA can provide bonding in all 48 states through partnerships with A rated, Treasury Listed partners.

As a member of the American Institute of Certified Public Accountants (AICPA), The National Association of Surety Bond Producers (NASBP) and the Surety Association of NJ (SANJ) we have grown a cadre of partners to better serve the surety industry.

If you also believe in the value of hard work, and you need a surety company that will stand behind you, have your agent talk to one of our underwriters and find out what our flexible underwriting and 65 years’ worth of experience can do for you.

We are currently licensed in the following States

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