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Our Services

One bond does not fit all, in fact, there are many different kinds of bonds for use in many different kinds of jobs. For a quick run-down, have:

  • Residential Site Improvement / Subdivision Bonds

    –For use in building a new residential area
  • Commercial Site Improvement / Subdivision Bonds

    – For use in building a new commercial area
  • Down Payment Bonds

    – For use when purchasing real estate
  • Contract Bonds

    – For use in construction
  • Commercial / Non-Construction Bonds

    – For use in commercial services
  • Court Bonds

    – For use in post-court obligations
  • Environmental Bonds

    – For use in conservation efforts and upkeep
  • Miscellaneous Bonds

    – For use in anything else we can cover

Still not sure what bond is right for you?

If you still aren’t sure what bond is right for your needs, maybe this more detailed description of our services will be able to help:

arrowResidential Site Improvement/ Subdivision

Residential Site Improvement / Subdivision bonds are used for the construction, and maintenance, of a new residential structure. One difference between a subdivision bond, and other types of bonds, is that the financial responsibility we are insuring is coming from the principal, rather than the obligee in a typical case. These bonds are often required to obtain a construction permit for a project, and aretypically used to cover the additions or improvements to single family homes, town homes, and condominiums.

arrowCommercial Site Improvement / Subdivision Bonds

Commercial Site Improvement / Subdivision Bonds are used to cover the addition to, or improvement of, a commercial property. When issuing a One difference between a subdivision bond, and other types of bonds, is that the financial responsibility we are insuring is coming from the principal, rather than the obligee, as it would in a typical case. These bonds are often required to obtain a construction permit for a project, and are typically used to cover the additions or improvements to Strip malls, churches, and mini malls.

arrowDown Payment Bonds

Down payment Bonds are used as a promissory note of payment, and can be used in place of cash, for the down payment of a property. Why use a bond instead of paying cash? Well, the simple answer is to hold on to your cash for longer. This means that you can keep using that cash for investments and other functions, and don’t need to give that cash away until you close.

arrowContract Bonds

Contract bonds are used as a guarantee that the contractor has the money, time, and resources available to do a specific job, and insures the obligee should the contractor bail out of the contract. For a contract bond to be issued, these jobs usually include the construction of a building. This could be for Heating and venting, plumbing, electrical, masonry, and many other jobs.

arrowCommercial / Non-Construction Bonds

Commercial / Non-Construction Bonds are used as a means of guarantee that a service is performed in accordance to federal and local laws. This is done to protect the consumer from harm, physical or otherwise. Unlike other types of bonds, commercial bonds do not have any contracting guarantees. This bond type is used to cover such services as pupil transportation, janitorial services, and garbage collection and hauling.

arrowCourt Bonds

Court bonds are issued to cover many different obligations required by a court, but may take place either inside or outside the courtroom. One of the main uses for this bond, is to ensure the credibility of an individual or verify their financial circumstances. They can also be issued as a way to reduce the risk of loss of funds after a court ruling, or to act as a guarantee that a court appointed task will be completed.

arrowEnivronment Bonds

Environmental Environmental Bonds are issued for projects that may have an impact on the environment. These types of bonds are issued to ensure that any necessary steps will be taken to not cause harm to the environment where they are working. This could include waste dumping procedures, and following any and all federal standards. These bonds are issued for jobs like asbestos abatement, lead abatement, and site remediation. Miscellaneous Bonds As their name suggests, Miscellaneous Bonds are issued to cover anything that does not fit into the other bond types. Some examples of work covered by miscellaneous bonds include municipal license and permit bonds, state license and permit bonds and auto dealer bonds.

arrow Miscellaneous Bonds

As their name suggests, Miscellaneous Bonds are issued to cover anything that does not fit into the other bond types. Some examples of work covered by miscellaneous bonds include municipal license and permit bonds, state license and permit bonds and auto dealer bonds.

We are currently licensed in the following States
NJ, DE, GA, MD, NC, OK, PA, TX, WV

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